Store Policies

Layaway - Layaway services at McCoy’s Furniture are graciously offered to customers in good credit standing with McCoy’s. Balance COD on pick-up or delivery.

Terms
Down payment must be at least one third of amount of total sale, a payment must be made every thirty days in order to keep merchandise on hold, and there are NO refunds after thirty days (in store credit toward purchase only). Cash and carry only. McCoy's accepts Visa, Mastercard, and American Express as well as local checks from established customers.

Financing - On-the-spot financing is available. Credit approvals are usually within 20 minutes of application.

Delivery Options
1. You pick up in the carton and you assemble.
2. You pick up at our dock and we assemble for a small additional charge.
3. Our famous "White Glove" home delivery. Charge is determined by size and distance of delivery - $40 minimum.

For deliveries, we ask that your rooms and walking areas be cleared of obstructions prior to scheduled delivery. Our drivers do not remove old furniture.

Special Orders - McCoy’s staff will help you with special orders. We will even send your custom fabric to our manufacturers for custom upholstery. McCoy’s is brimming with catalogues for your home’s special needs. Terms are half down, and the balance on pick-up or delivery. All special orders are final. No exchanges or refunds.